Janney Consulting Group

Janney Consulting Group is the arm of Janney Montgomery Scott LLC that brings a strategic, disciplined approach to investing in a complex, global market environment.  This time-tested approach is objective and comprehensive; we believe that a thorough understanding of your goals and expectations is an integral part of the investment planning process.  Our experienced and talented investment professionals are committed to properly planning, managing, and monitoring your customized portfolio to help you reach your life goals.   

Our Mission

We strive to offer you superior services and competitive platforms.  For one all-inclusive fee, we provide plan design, asset allocation, custodial services, transactions and performance reporting.  When you work with the Janney Consulting Group, you can be confident that our team’s expertise, experience and dedication form the foundation of our client relationships.  We seek to maintain the highest ethical and professional standards for the benefit of our clients. We work to tailor our business to your needs—whether individual, institutional, corporate, or municipal—and we use our capital to support our philosophy.

Identifying goals and risk

Our first step is to define your investment objectives, time horizon, return expectations and risk tolerance.  The time-tested questionnaire process facilitates the development of an investment approach that is specifically suited to your needs.

Achieving your goals through asset allocation

Recognizing that asset categories perform differently under various conditions, we advocate portfolio diversification: apportioning your portfolio to stocks, bonds, cash, and other assets as a way to decrease risk while generating returns. Many academic studies have demonstrated that diversification may help reduce the volatility associated with given investment strategies over long-term investment periods.  Asset allocation is the framework we use in constructing your portfolio.

Constructing your portfolio

Constructing the optimal investment portfolio requires objective consideration and evaluation.  This process begins with extensive quantitative and qualitative research.  Among the many factors we consider in the investment selection process are:

• Consistency of investment style, philosophy and process
• Credibility, tenure and experience of key investment professionals
• Portfolio characteristics and patterns through full market cycles
• Long term historical, risk-adjusted, and relative returns

Fundamental and quantitative research are a solid foundation for investment screening, but current market conditions also play a role in portfolio construction.  Historical trends, economic growth potential and the direction of interest rates are also factors.  Additionally, we incorporate your individual financial situation into the portfolio construction process.  Do you have special tax considerations, income needs, or restrictions for your portfolio?  Our recommendations are the culmination of careful planning, research and evaluation of your unique financial circumstances.

Monitoring your portfolio

The process does not end with investment selection.  In a constantly changing global market, reviewing, evaluating and adjusting the portfolio when necessary is a critical step in the process of achieving your long term objectives.  The quarterly performance reports provide a disciplined and objective method for evaluating your portfolio on a quarterly basis so that together, we can ensure that your portfolio is on track.    

Janney Consulting Group services include:

• Adviser’s Account
  The Janney Adviser’s Account is an investment program that employs the use of professional money managers to direct your portfolio.  Each money manager is a specialist in a specific area of the marketplace and will be responsible for the daily investment decisions for your account.  Selecting the right money manager or combination of managers on your own can be time-consuming and confusing.  The Janney Consulting Group has resources at its disposal to navigate this process efficiently and with your investment goals and risk tolerance at the helm.  With extensive research and experienced, diligent analysts, we can work with you and your Financial Consultant to recommend the most appropriate manager or team of managers.  Please contact your Janney Financial Consultant for details.

• Adviser’s Multi-Style Portfolio Account
  Janney’s Adviser’s Multi-Style Portfolio (MSP) Account is an asset allocation platform through which investors can construct well-diversified portfolios with the guidance of their Janney Financial Consultant. This program is unique in that you can hold Separately Managed Accounts, Mutual Funds and Exchange-Traded Funds in one, consolidated account. Proper planning, research, diversification and monitoring are critical factors in determining investment success. With assistance from our experienced Financial Consultants who have the resources and expertise to help you craft this framework, you can build a solid foundation for long-term results.  Please consult your Janney Financial Consultant for details.

• ETF Advantage Account
  Janney’s ETF Advantage Account is an asset allocation program that helps investors address one of the primary challenges posed in today’s marketplace: how to prudently invest in the different parts of the market while managing risk.  By utilizing Exchange Traded Funds within this fee-based account, you can implement an investment program that embraces the basic fundamentals for meeting long-term goals and needs, such as diversification, risk-management, low expenses, tax efficiencies and performance, while eliminating commissions and sales loads.  Please consult your Janney Financial Consultant for details.

• Keystone Account
  The Janney Keystone Account allows investors to plan and construct portfolios of mutual funds without the sales loads and transaction fees often associated with professional investment advice.  Thousands of mutual funds are available from which to choose.  The Janney Keystone Account provides a disciplined approach to selection and management of appropriate mutual funds for use in the construction of your portfolio.  By following the questionnaire process, your Janney Financial Consultant will recommend a long-term asset allocation strategy he or she believes is best suited to achieve your goals given your risk tolerance.  In addition to this open architecture design of the Keystone Account there is a discretionary Keystone option, as well.  Janney Wealth Management’s Investment Committee is responsible for and has discretion over portfolio construction, transactions and annual rebalancing on behalf of the client.  Please consult your Janney Financial Consultant for details.

• Partners Advisory Account
  The Janney Partners Advisory Account is your opportunity to work with your Financial Consultant to construct a portfolio from a multitude of investment options, including stocks, options, mutual funds, bonds, UITs, exchange traded funds and cash strategies, without sales loads or transaction costs.  With guidance and advice from your Financial Consultant, you will develop a long-term investment strategy to achieve your goals given your risk tolerance.  Please consult your Janney Financial Consultant for details.

Janney Consulting Group services are ideal for:

• Personal and joint accounts
• Individual and family trusts
• IRA and IRA rollovers
• Municipal and Taft-Hartley  
• Corporate pension and profit sharing plans
• Educational, religious, and charitable endowments and foundations