Beginning September 1, 2007, the Janney Central Asset Account (JCAA) will transition into the new Janney Advantage program – a suite of cash management services – featuring a new FDIC-protected Insured Sweep Program.  Clients currently enrolled in the Janney Advantage may continue to use all features of their Janney Advantage account without interruption.  Learn more

With a Janney Advantage, you are linked to a variety of cash management services and can access your assets quickly and conveniently to meet your needs. And unlike many other similar accounts, there is no monthly or annual account fee for the privilege.

The Janney Advantage is the core of your Janney Montgomery Scott LLC brokerage account. Janney Advantage enables you to consolidate all your banking and brokerage accounts into one easy-to-manage account with one monthly statement tracking your financial activity.

Keep Idle Cash Working for You

Every penny of your excess cash will be swept daily, not weekly, to your choice of Dreyfus money market funds* to increase your earning potential.

Check Writing

Both your initial check order and any reorders are free. There is no dollar minimum per check. Payee information is displayed on your monthly brokerage statement, as well as included in a year-end summary statement.

The Platinum Debit MasterCard®, issued through Mellon Trust of New England, gives you worldwide purchasing power at millions of merchants. Member benefits include travel accident insurance, roadside service, extended warranty insurance, and the Janney Rewards^SM program.

ATM Withdrawals

You can use your Platinum Debit MasterCard® to withdrawl cash at Automated Teller Machines (ATMs) in the MasterCard®, Cirrus® and Maestro® networks, and to obtain cash and traveler's checks at banking offices worldwide. Transaction fees incurred at ATMs will be credited back to your account.**

Automatic Deposits and Withdrawals

You can automatically direct funds to move in and out of your account.

24-Hour Account Access

Money fund balances, yield and dividend information as well as Janney Advantage transaction histories are available 24-hours a day by telephone or by visiting our banking services link here on our website at www.jmsonline.com. Online information can be easily downloaded into personal financial management software packages.

Online Bill Payment

Pay bills online to any biller with a U.S. address - including merchants, utility companies, individuals or businesses. You can choose from a pre-established list of common merchants or create a personal list of individuals and companies. Make a single payment or establish a set payment schedule to any biller.

Statements

Your monthly brokerage statement includes all brokerage and cash management activity. In addition, all business and personal expenditures are organized and categorized on one year-end annual summary statement.

Ask your Financial Consultant for details or call 1-800-JANNEYS and speak to one of our over 1000 Financial Consultants.

To view the current yields on the money market funds, click here.

To view the procedures for establishing Automatic Direct Deposit Services, click here.

To view the Janney Rewards^SM details click here.

*An investment in a Fund is not a deposit in a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the Fund. For more complete information on the Fund, including fees and expenses, please request a brochure and prospectus. Please read the prospectus carefully before investing or sending money.

**Some exceptions apply